Medicare Premium Income Limits 2025 Over 65. Irmaa directly impacts your medicare part b and part d premiums. In 2024, if your 2022 income exceeds $103,000 (for an individual return) or $206,000 (for a joint return), you will pay an extra amount on top of your plan’s part b and part.
The 2025 medicare income limit is $106,000 for individuals and $212,000 for couples. The centers for medicare and medicaid (cms) has released the changes to medicare premiums, deductibles, and income adjustments for 2025.